For My Loan Originator Brethren

Not too long ago, I decided that recruiters were all pretty much full of crap and for that matter NON-PRODUCING BRANCH MANAGERS too. Their sole job is to get you into a seat and if they were on retainer it really didn't matter too much about if you performed. If they were pay to play....the performance of the "recruited" mattered a little more. But still the recruiter is typically short sighted. Or the non producing branch managers were trying to justify their guarantees by throwing bodies up to the altar of production for slaughter.

It became apparent to me, that the only way to know what you are getting into with a new company was to put a loan through and see for yourself, know someone inside that would tell you the truth, or never take the chance. The other option is to process everything yourself. Which works great and you'll never know a file better, but you can forget about doing any real volume. Processing is once again critical.

I've kissed a few frogs (mortgage companies) lately, trying to find the right mix of product, culture, leadership, low rates, and compensation. Then I realized, it wasn't about the lender or their lack of experience, it was about me.

Once I decided I would never be help accountable for a lenders horrible service, operation errors, and mistakes, I noticed my production improved.

Now I offer this security to you. All you need to do is contact me and I will share the details of my success and the tricks to never having your production get screwed up again.

There once was a reason we called ourselves, "Loan OFFICERS" because we mattered, and we do again.
You should feel this way, and if you don't, please reach out today.

I'm very happy to announce I have been retained by a mid size direct lender, Citywide Home Loans, to expand to the Southern California region

CHL Mortgage has the culture, desire, and execution to deliver results for like minded loan originators and branch managers. There are many companies out there looking to grow and they talk a good game. I know because I am an originator. But it ultimately comes down to can you deliver hot food or cold food.

I am very excited about the prospects of Citywide in Southern California and encourage you to contact me if you are an industry professional looking at new options for you loan production.

Everyone is making money today, but are you happy and being supported in the manner you know if right?

Call me today to discuss.

Michael Foote
949 584 4600
michael.foote@chl.cc